Feeling pretty happy with the result of not going negative this month. We had some big furniture purchases and a good amount of expenses relating to gifts/buying deals during black Friday/ and child costs. Mid-way through the month we saw a good dip in Stock and Crypto had fallen, but some recovery at the date of this post.
| Kiwisavers (Pensions) | Milford Growth Fund (Pensions) | Savings + Term Deposits | Shares | Bitcoin | Combined | |
| Total Value | 99,689 | 248,630 | 52,876 | 91,909 | 13,190 | 506,294 |
| $ Increase | 856 | -1,087 | -33 | 5,979 | -1,340 | 4,376 |
| % Increase | 0.86% | -0.44% | -0.06% | 6.51% | -10.16% | 0.86% |
Income and Expenditure (approximate)
Pretty big increase in spending this month going from $6k to $11k. We were expecting this for the month given it did feel like we were buying things everyday. We continue to do a lot of work relating to home improvement, which I suspect will continue for the next couple months. We are expecting a child shortly, and child costs (buying all the things they need!) should curtail off now that we have the big purchases.
Primary residence (property) valuation increased by $5,000 this month. However, we stayed the flattest we’ve to experience yet since tracking our networth, with a total increase of 0.86%. I’m happy with this result, as the markets were choppy and our spending was way up, I was prepared for a negative dip.