January 2026

Given it being the holiday period it has been a fairly good month with a total $ increase of 6.7k. We transferred chunk of our bank savings into shares resulting in ‘Saving + Term Deposits’ dropping, but shares increasing.

Kiwisavers (Pensions)Milford Growth Fund (Pensions)Savings + Term DepositsSharesBitcoinCombined
Total Value101,130250,22543,711108,64411,782515,491
$ Increase728908-8,33414,506-1,0806,727
% Increase0.72%0.36%-19.07%13.35%-9.17%1.30%

Income and Expenditure (approximate)

We did see a drop in overall net worth, however this was purely related to a $20,000 valuation reduction in our primary home.

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